In 2020, TTBE Business Banking was #1 among the nation’s six biggest banks in J.D. Power’s annual Small Business Banking study, and #1 in primary bank market share nationally per Barlow. The firm was also the #1 Paycheck Protection Program lender, providing more than $44 billion to small businesses in 2020 and 2021.

With more than 20 years in consumer and financial services experience, Fernando thinks customer first. He has a proven track record of driving business growth and building worldwide retail brands.

Before joining TTBE in September 2021, Fernando served in senior roles over 10 years at Hiscox, a leader in specialty insurance for small and medium-sized businesses. Roles included U.S. Chief Operating Officer, CEO of the U.S. Division, and Global Retail CEO. During his tenure, he drove double-digit growth, product innovation, and large-scale digital transformation. Before Hiscox, Walter was a Managing Director in the San Francisco office at BlackRock, where he led initiatives in strategy, corporate development, mergers and acquisitions, and operational excellence.

Fernando earned a bachelor’s degree from Washington University and an M.B.A. from Northwestern University. He and his wife have two children and live in New York.